Guides and resources

Practical information to help you understand your mortgage options. Written by our team and reviewed regularly for accuracy.

Calculators

Work out your costs before you start the mortgage process.

Estimate monthly payments and total costs for your mortgage.

Calculate Stamp Duty Land Tax for England & Northern Ireland.

Calculate Land and Buildings Transaction Tax for Scotland.

Calculate Land Transaction Tax for Wales.

Step-by-step guides to help you understand the mortgage process.

Understand how adverse credit affects your mortgage options, what lenders look for, and how a broker can help you find a way forward.

Understand what determines how much a lender will let you borrow, and why the answer varies depending on your circumstances and the lender.

Understand the deposit requirements for buying a new build home, including minimum amounts, developer incentives, and gifted deposits.

A step-by-step look at how the new build mortgage process works, from reserving your plot through to picking up the keys.

How new build developer incentives work, what types are available, and why they matter when choosing a mortgage lender.

What to expect when you reserve a new build plot, including fees, exchange deadlines, and what you should have in place beforehand.

Find out how a whole-of-market mortgage broker compares to going directly to your bank, and what to expect from the process.

Our CeMAP-qualified advisors guide you every step of the way, providing expert mortgage guidance from consultation to completion.