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Asset Mortgage Solutions Schedule call
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We help you find the right mortgage

We are independent mortgage advisors who have access over 10,000 mortgage deals with hundreds of lenders.

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We can help with all kinds of mortgages

We are independent mortgage advisors who have access over 10,000 mortgage deals with hundreds of lenders.

Schedule call
Own New Logo

Buy a new-build with a Rate Reducer mortgage

Own New works behind the scenes with home builders and lenders to enable reduced rate mortgages on new builds. You get a normal mortgage and own 100% of your home.

Why buy a new build

  • Enjoy low interest rates*
  • Start with deposits from just 5%
  • Get 100% ownership of your home
  • Perfect for first time buyers and movers
  • Available for houses or flats

How it works

  • Find an eligible new home you love
  • Apply through our Own New service
  • We’ll determine if our Rate Reducer is right for you
  • Get your mortgage approval
  • Own 100% of your new home
*The quoted interest rate is applicable for the initial term of the mortgage.

It’s simple to work with us

Whether you’re early in the process and want to know what to expect or ready to buy your new home, we have a simple process.

  • 1

    Talk with your advisor

    We'll ask some questions and understand what your situation is.

  • 2

    We'll propose some options

    Based on our experience and belief of what's best for you.

  • 3

    Support at every step

    We'll be there along the way and keep you updated until you're completed.

Who we help

We have over 20 years experience, have thousands of satisfied clients and take pride in providing the highest standards of customer service.

Mortgages for first time buyers

We can guide you through the process, advising you of the costs and processes that are involved.

How we can help
Illustrated doorway of a home with a bow over it

New build

We can guide you through the process, advising you of the costs and processes that are involved.

How we can help
Illustrated home with a sold sign, depicting a new build home

Difficulty getting a mortgage

We can look closely at individual circumstances and select the most appropriate lender.

How we can help

Remortgaging or mortgage review

With our free review service many borrowers can save thousands of pounds by switching to a better deal.

How we can help
Illustrated doorway of a home with a bow over it

Buy to let

We can look closely at individual circumstances and select the most appropriate lender.

How we can help

Self employed or non-standard income

We provide specialist advice for those who are having difficulty obtaining a mortgage due to their income or occupation.

How we can help

Capital raising

Lenders are prepared to consider many reasons for raising capital, like: investment properties, at home and abroad, home improvements, starting a business etc.

How we can help

We’re more than mortgages

If required we will also search the whole of the market for appropriate life assurances, critical illness protection and provide no obligation quotations for highly competitive home and payment protection products.

Life assurance

We can guide you through the process, advising you of the costs and processes that are involved.

Talk to an advisor

Critical illness protection

We can guide you through the process, advising you of the costs and processes that are involved.

Talk to an advisor

Home and payment protection

Lenders are often prepared to consider various reasons for raising capital, including—buying investment properties—both at home and abroad, home improvements, starting a business etc.

Talk to an advisor
Our Philosophy

Our philosophy

At Asset Mortgage Solutions, we believe finding the right mortgage is about more than just numbers—it’s about turning your property dreams into reality.

Since 2005, we’ve helped thousands achieve their property goals, always putting your needs first.

You’ll always speak to experienced advisors who understand your journey, whether buying your first home, a new build, or growing your portfolio.

We take the time to listen and provide expert guidance tailored to your situation.

No jargon, no pressure—just honest, expert advice from people who care about your future.

Let us help you make informed decisions that feel right for you.

What our customers say about our service

Our mortgage services have received great feedback from our customers. All reviews are left on our Google Reviews page attributed to real people.

  • From the outset, Joe demonstrated an in-depth understanding of the mortgage process and provided us with valuable advice that made navigating our options much easier.

  • Quick responses and a lot of patience has made the whole process a lot easier than we thought. We would definitely recommend working with James if anyone is buying for the first time or otherwise!

  • My re-mortgage was sorted very quickly and was straightforward. So much easier than doing it yourself. Joe Richards was personally recommended to me and I would use Asset Mortgage Solutions again and recommend to others.

  • From the very start, Kirsty was extremely professional, knowledgeable, and attentive to my needs. Kristy guided me through every step of the mortgage process, making what could be a stressful experience feel seamless and straightforward.

  • Tom has been absolutely fantastic in supporting us on our journey to buying our first home so far. He has evidently gone the extra mile on many occasions, working beyond his hours to help us get things over the line.

Our advisors are here to help

Our CeMAP-qualified advisers guide you every step of the way, providing expert mortgage advice from consultation to completion.

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