Self build
Self-build mortgages release money in stages as the build progresses.
Understanding self build mortgages
Unlike traditional house purchase mortgages, self build mortgages release funds in stages as your build progresses, offering flexibility and control over your project.
Staged funding
Funds are released in stages, typically five, as construction milestones are reached. This can help manage cash flow effectively.
Land purchase support
Some lenders offer up to 75% of the purchase price or value for land acquisition, helping you secure your ideal plot.
Flexible payment methods
Choose between arrears stage payments (end of each stage) or advance stage payments (start of each stage) to suit your cash flow needs.
Cash flow management
We often arrange advance payments, allowing your capital to remain untouched and avoiding additional borrowing.
Customised solutions
Receive tailored advice and mortgage solutions to fit your unique build requirements and financial situation.
Expert guidance
Work with experienced advisors who understand the complexities of self-build projects and provide personalised support.
It's simple to work with us
Whether you're early in the process and want to know what to expect or ready to buy your new home, we have a simple process.
Talk with your advisor
We'll ask some questions and understand what your situation is.
We'll propose some options
Based on our experience and belief of what's best for you.
Support at every step
We'll be there along the way and keep you updated until you're completed.
What our customers say about our service
Our mortgage services have received great feedback from our customers. All reviews are left on our Google Reviews page attributed to real people.
Impeccable levels of service from Steve and the team. Very friendly, knowledgeable and quite clearly experts in their area of business.
Alexander
Joe provided exceptional service as our mortgage advisor. As first-time buyers, we greatly appreciated his expert guidance throughout the process.
Senaka
We have worked with Joe several times now, for both new mortgages and renewals, and every experience has been seamless. Joe is knowledgeable and professional.
David
Impeccable levels of service from Steve and the team. Very friendly, knowledgeable and quite clearly experts in their area of business.
Alexander
Joe provided exceptional service as our mortgage advisor. As first-time buyers, we greatly appreciated his expert guidance throughout the process.
Senaka
We have worked with Joe several times now, for both new mortgages and renewals, and every experience has been seamless. Joe is knowledgeable and professional.
David
Impeccable levels of service from Steve and the team. Very friendly, knowledgeable and quite clearly experts in their area of business.
Alexander
Joe provided exceptional service as our mortgage advisor. As first-time buyers, we greatly appreciated his expert guidance throughout the process.
Senaka
Tom has been absolutely fantastic in supporting us on our journey to buying our first home. He has evidently gone the extra mile on many occasions.
Emma
James at Asset Mortgage Solutions was fantastic. He was able to answer all of our questions and give advice where we needed it, helping us secure our first new build.
Hannah
Despite our unusual circumstances, Joe was able to secure a mortgage offer matching our needs in just 2 weeks. He went above and beyond for us.
Jenny
Asset have the personal touch. I've always been able to reach out and get any issues resolved quickly and professionally over the last 20 years.
Sarah
Tom has been absolutely fantastic in supporting us on our journey to buying our first home. He has evidently gone the extra mile on many occasions.
Emma
James at Asset Mortgage Solutions was fantastic. He was able to answer all of our questions and give advice where we needed it, helping us secure our first new build.
Hannah
Despite our unusual circumstances, Joe was able to secure a mortgage offer matching our needs in just 2 weeks. He went above and beyond for us.
Jenny
Asset have the personal touch. I've always been able to reach out and get any issues resolved quickly and professionally over the last 20 years.
Sarah
Tom has been absolutely fantastic in supporting us on our journey to buying our first home. He has evidently gone the extra mile on many occasions.
Emma
Shaun has been amazing from start to finish. This is my second time working with him, and he handled everything seamlessly and professionally.
Colin
James helped us through one of the most stressful experiences with compassion and reassurance. He went above and beyond at every point.
Rhianne
James has been extremely helpful guiding us through the process as first-time buyers. His quick responses and patience made everything much easier than expected.
Holly
Shaun has been amazing from start to finish. This is my second time working with him, and he handled everything seamlessly and professionally.
Colin
James helped us through one of the most stressful experiences with compassion and reassurance. He went above and beyond at every point.
Rhianne
James has been extremely helpful guiding us through the process as first-time buyers. His quick responses and patience made everything much easier than expected.
Holly
Shaun has been amazing from start to finish. This is my second time working with him, and he handled everything seamlessly and professionally.
Colin
James helped us through one of the most stressful experiences with compassion and reassurance. He went above and beyond at every point.
Rhianne
Our advisors are here to help
Our CeMAP-qualified advisors guide you every step of the way, providing expert mortgage guidance from consultation to completion.
Schedule call